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Tarjetas de crédito comerciales

Disfrute de tarifas bajas y beneficios adecuados para su negocio.

Un hombre mira a su colega y sonríe.

Earn rewards or cash back with your business purchases

Don’t waste the perks you could be earning on your business expenses! We offer two credit card options tailored to the needs of the everyday business owner. Take a look at the features below to see which card best suits your business needs.

foto de la tarjeta de crédito empresarial de Educators Credit Union

Comparison chart of educators business credit cards with card images
This comparison chart outlines typical features and benefits associated between our business credit cards. Please note this comparison is intended for informational purposes only and may not encompass the full range of offerings available for these cards.

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Card Benefits - Details

Business Visa® Cash Back Card

  • 1.5% Cash Back on all purchases
  • Additional 1.5% Cash Back on purchases made at home improvement stores.
  • 0% Introductory APR for 180 days3

Business Visa® Platinum Credit Card

  • uElija Recompensas®2 – Earn 1 point for every $1.00 spent. The points can be redeemed for cash, rate discounts, travel and more.
  • Seguro de accidentes de viaje – If you charge your tickets on a common carrier, you are automatically covered up to $1,000,000.00

Card Feature and Benefit Details

  • Sin cargos

    Sin cuotas anuales

    Ahorre hasta $50 al año en comparación con otras tarjetas de crédito comerciales.

  • billete de un dólar

    Sin cargos por adelanto de efectivo

    Educators no cobra una tasa de interés más alta por los adelantos en efectivo. El interés comienza a acumularse el día del adelanto en efectivo.

  • Más

    Compra de Seguridad y Protección Extendida

    Cada tarjeta viene con Compra de Seguridad y Protección Extendida.

  • Automóvil

    Servicios de conserjería

    Recibir Despacho en carretera, Servicios de Asistencia en Viajes y Emergencias, y una exención de daños por colisión de alquiler de automóviles en su vehículo principal.

Tarifas

Business Visa® Credit Cards

TIPO DE TARJETA

ABR1

Pago por $1,000

1TAE = Tasa Porcentual Anual. Las tarifas y los términos están sujetos a cambios y no están garantizados.
13Visa® Platinum rates start at 12.90%. Subject to credit approval. Other restrictions may apply.
14Visa® Cash Back variable rates start at 10% over Prime Rate and are adjusted monthly. Subject to credit approval. Other restrictions may apply.

TIPO DE TARJETA

Visa® de negocios® Tarjeta Platino13

ABR1

12.90%

Pago por $1,000

$25.00

TIPO DE TARJETA

Visa® de negocios® Tarjeta de devolución de efectivo14 

ABR1

17.50%

Pago por $1,000

$25.00

Barra de herramientas

1TAE = Tasa Porcentual Anual. Las tarifas y los términos están sujetos a cambios y no están garantizados.

2uChoose Rewards® es una marca registrada de Fiserv, Inc. Para obtener más información sobre uChoose Rewards®, inicie sesión en su cuenta en línea.

3Business Visa® Cash Back Intro Rate – 0% introduction rate for purchases the first 180 days. The 0% is eligible for Purchase, Cash Advances, and Balance Transfers. After the 180 day intro period regular Rates and Terms will apply.

Business Visa® Cash Back Credit Card: Cash Advances, ATM Withdrawals, Balance Transfers and Convenience Check transactions are not eligible to earn cash back.

Business Visa® Platinum Credit Card Policy: Business Visa® Platinum will be offered and serviced by Educators Credit Union. Statement cycles begin on the first day of each month and end on the last day of each month; business credit card payments are due on the 26th day of each month. The minimum monthly payment is 2% of the outstanding balance or $25, whichever is greater. A late fee of $25 will be assessed when accounts are more than 11 days past due. Business Visa® Platinum limits start at a minimum of $2,500.

Business Visa® Cash Back Credit Card Policy: Business Visa® Cash Back will be offered and serviced by Educators Credit Union. Statement cycles begin on the first day of each month and end on the last day of each month; business credit card payments are due on the 26th day of each month. The minimum monthly payment is 2% of the outstanding balance or $25, whichever is greater. A late fee of $25 will be assessed when accounts are more than 11 days past due. Business Visa® Cash Back limits start at a minimum of $2,500.