Student Loans
Student loans to help finance your future.
Student Loans Made Easy
Educators Credit Union offers private student loans and student loan refinancing options from LendKey.
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In-School Student Loans
College is expensive, and it’s hard to bridge the gap between scholarships, grants, federal loans and the actual cost of attending college. That’s why we’re teaming up with LendKey to make paying for college easy and repayment as painless as possible.
With a private student loan from Educators, you can enjoy:
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- Competitive interest rates.
- A free and fast application process.
- Deferment while you are attending school1.
- Loans to use for all qualified education expenses.
Students at accredited universities and colleges, as well as area technical colleges, are eligible to apply!
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Student Loan Refinancing
At Educators, we can help you take control of your student loan debt. When you refinance your federal and private student loans, it can help reduce your monthly payments or even help pay off your loans faster.
We’ve partnered with LendKey to make repaying your student loan debt easier! Plus, enjoy these great benefits.
- Make one loan payment, instead of several.
- Choose the option that best fits your situation.
- Discount for making automatic (ACH) payments.
- Co-signer release after 24 months of on-time, interest and principal payments, when requested.
Calculators
Use this tool to determine approximately how much money you need to save to pay for college. If you are a parent or an advisor, answer the following questions about a prospective student. For other resources and plan for college, visit our College Planning Center.
Fund your higher education dreams.
Visit the links below for private student loans and student loan refinancing options from LendKey for Educators Credit Union members and resources to help you plan for college.
Disclosures
1Available in-school repayment options are: 1. Interest Only: The Borrower is responsible for only paying the interest each month, subject to a monthly minimum of $25, while enrolled at least half-time in school and during the immediate six months after leaving school (Grace Period). Following the Grace Period, the Loan will go into the repayment period. 2. Proactive Payment: – The Borrower is responsible for only making monthly payments of $25 while enrolled at least half-time in school and during the immediate six months after leaving school (Grace Period). Unpaid interest accrues during this period and is added to the outstanding Loan amount (capitalized) at the end of the in-school period. Following the Grace Period, the Loan will go into the repayment period.